Carl Parnell
Senior Mortgage Loan Officer
NMLS# 221959
Hancock Whitney Mortgage Lending Division
7899 Baymeadows Way Suite 200, Jacksonville, FL 32256
Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
Carl Parnell
Senior Mortgage Loan Officer
NMLS# 221959
Hancock Whitney Mortgage Lending Division
7899 Baymeadows Way Suite 200, Jacksonville, FL 32256
You can afford $300,000
Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Total Amount Paid: $240,000
Estimated insurance needed: $667/month
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Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend. Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment). Discount point have varied and can be found on www.freddiemac.com. These mortgage averages are for loans in 1st Lien Position. The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.
BackCarl is a 32 year veteran of the mortgage industry and with 44 years of experience in financial services. With his many qualifications, he can assist you with finding the right mortgage. He is committed to listening to each customer’s unique mortgage needs and to help fulfill their dreams of home-ownership. As your mortgage advisor, Carl can equally council the first-time buyer all the way to the dream home for the retiree.
Carl believes in providing both knowledge and service to his clients and referral partners, since Carl has worked in all aspects of the mortgage industry, he can help you navigate through the mortgage process.
This knowledge has brought Carl the recognition to be selected as member of the Lender Advisory board for the state of Florida First Time home-buyer programs in addition to receiving the Five Star Mortgage Professional Award for the past 12 years.
Carl is a Jacksonville native and is very familiar with the North Florida market in fact Carl’s family history goes back to 1822 in Florida. When not working with customers, Carl enjoys spending time with his wonderful wife of 34 years, Pam, and their two sons and now four grandchildren.
So, if you are looking for knowledgeable local lender to help you Carl is the man for the job.
DISCLAIMER
You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your sales consultant.
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Carl Parnell
Senior Mortgage Loan Officer
NMLS# 221959
Hancock Whitney Mortgage Lending Division
7899 Baymeadows Way Suite 200, Jacksonville, FL 32256
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Carl Parnell
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By sharing your contact information with me you can expect my personalized service. Your information is safe and only I will see it. I look forward to working with you. Thank You! Carl Parnell NMLS# 221959 Licensed Mortgage Professional with Homeowners Financial GroupBy submitting information above I agree to the privacy policy and to being contacted by text message, phone, or email. Message and data rates may apply.
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Release: master-6249
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